Business insurance for Canadian owners

Home-Based Business Insurance

Running a business from home can involve more than a workspace. Your quote should reflect how you operate, including business property, inventory, client visits, professional services, online activity and employees.

  • Business property
  • Inventory
  • Client visits
  • Online operations
Home-Based Business Insurance
Home-Based Business Insurance

What to consider

Build your quote around how your home-based business works

Home-based businesses can operate in very different ways. A useful quote request starts with a clear description of your activities and the people, property and operations connected to the business. This helps distinguish a dedicated workspace from operations involving stock, visitors, professional services, digital sales or staff.

Business property and equipment

Identify the equipment, tools and other business property used from your home so these details can be considered as part of the quote.

Inventory kept at home

Describe any products, materials or inventory stored at the property, including stock connected with retail or e-commerce activity.

Clients visiting the property

Explain whether customers or clients come to your home and what activities take place during those visits.

Professional services

Outline the advice, consulting, wellness, beauty or other professional services you provide and whether they are delivered from home, online or elsewhere.

Online operations

Include online sales, e-commerce activity, technology use and other digital operations when describing how the business functions.

Employees and business activity

State whether anyone works for the business and provide a clear description of the day-to-day activities carried out from the home.

Start a home-based business quote

Home-Based Business Insurance questions

Should I mention clients who visit my home?

Yes. Your quote details should explain whether clients or customers visit the property, what they visit for and which business activities take place during those appointments.

What should I include about inventory and equipment?

Describe the business equipment, tools, products, materials and inventory kept at your home. Include stock associated with retail or e-commerce operations.

Can I request a quote if my business sells online?

quotemybiz.ca is intended for Canadian business owners seeking online business insurance quotes. When requesting a quote, describe your online sales, e-commerce activity, technology use and any inventory stored at home.

Do employees affect the information needed for a quote?

If anyone works for the business, include that information with your description of the business activities carried out from the home.

What if I already have personal home insurance?

Include information about your existing personal insurance when requesting a quote. The quote should also clearly describe the separate business activities, property, inventory, visitors and operations connected with your home-based business.

What details should I prepare before requesting a quote?

Prepare a clear description of the business, its home-based activities, business property and equipment, inventory, client visits, professional services, online operations and employees.

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Request a Home-Based Business Insurance quote

Tell quotemybiz.ca how your business operates from home, including its activities, property, inventory, client visits, online operations and employees. quotemybiz.ca is owned by Multi Risk Insurance Brokers and Financial Group Inc.

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