General Liability Insurance

This coverage is commonly considered in relation to allegations of third-party bodily injury or property damage connected with business activities. Whether a particular situation is covered depends on the policy’s terms, conditions, limits and exclusions.

It may be relevant to business owners whose work involves customers, clients, the public, work locations or property belonging to others. The business activity must be described accurately so the available policy terms can be considered.

Businesses may be asked for proof of insurance by a client, property owner or another organization. If you have a specific proof-of-insurance request, include that requirement with your quote enquiry. The documentation available will depend on the policy.

Information about the work your business performs and its interactions with customers, clients, work locations and third-party property is relevant. The precise information required is determined during the online quote process.

No single limit is appropriate for every business. Available limits and their suitability depend on the business activities, contractual or proof-of-insurance requirements, and the terms of the policy offered.

No assumption should be made that every activity or incident is covered. Coverage is subject to the specific policy wording, including its limits, conditions and exclusions. Review those terms before purchasing.