Insurance for Canadian contractors

Contractor Insurance

Request an online quote informed by the work you perform, the projects you take on and the way your contracting business operates.

  • Trade
  • Projects
  • Tools
  • Subcontractors
Contractor working on a project
Contractor working on a project

Understanding your business

What can shape a contractor’s insurance needs?

Contractor Insurance is intended for contractors looking to protect a business whose risks can change from one trade or project to another. A useful quote considers the practical details of your operations rather than treating every contracting business in the same way. General Liability, Commercial Property and Cyber Liability are among the business insurance options available through quotemybiz.ca; the relevant options depend on the information provided about your business.

Trade and services

The type of contracting work you perform helps define the activities that need to be considered when requesting a quote.

Project scope

Describe the kinds of projects you accept and the scope of the work your business is responsible for.

Client locations

Include where the work takes place, such as client locations or other project sites, so your operations can be understood clearly.

Tools and business property

Provide details about the tools, equipment and other business property connected with your contracting work.

Employees and subcontractors

Explain whether work is completed by you, employees, subcontractors or a combination of these.

Contracts and client requirements

Share relevant contractual or client insurance requirements when completing the quote information.

Start an online quote

Contractor Insurance questions

What types of contractors can request a quote?

Contractors can request a quote by providing details about their trade, services and business operations. Construction Insurance is also listed separately among the insurance options available through quotemybiz.ca.

Why does the quote ask where I work?

Work completed at client locations or other project sites can shape a contractor’s insurance needs. Include the locations connected with your usual contracting work when providing quote details.

Should I include subcontractors in my quote information?

Yes. Explain whether your projects involve subcontractors, employees or both so the quote information reflects how your business completes its work.

Can I provide information about my tools and equipment?

Yes. Tools, equipment and other business property are relevant details to include. Commercial Property Insurance is one of the business insurance options offered through quotemybiz.ca.

What if a client or contract has insurance requirements?

Include the relevant client or contractual requirements with your quote details. Contracts can be one of the factors that shape a contractor’s insurance needs.

What information should I prepare for a Contractor Insurance quote?

Be ready to describe your trade, project scope, work locations, tools and business property, employees, subcontractors, and any relevant contract or client requirements.

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Request a Contractor Insurance quote

Tell us about your trade, projects and business operations to begin an online contractor insurance quote.

Start your contractor quote